Kendall Sinclair & Partners Financial Services is a financial planning company affiliated with Kendall, Sinclair, Cowper, Daigle & Houlden LLP, a local independent accounting firm which has provided professional services in North Bay, Ontario, for over 50 years.

Our goal is to be a trusted partner in providing you with comprehensive financial planning, including investment, estate, retirement and income tax planning, in order to reach your personal financial goals.

In order to achieve this, our financial planning advisors will take the time to help you identify your financial goals and objectives and prepare a comprehensive financial plan tailored to your specific needs. Our role does not end at the implementation of the plan as your financial goals are ever-changing. The plan and investments must be monitored and adjusted accordingly on a regular basis. We are also there to provide you with ongoing support and financial expertise.

Our association with a firm of Chartered Professional Accountants enables us to access their knowledge and expertise for taxation and estate planning matters. This unique relationship provides us with resources to access and share critical client information on a strictly confidential basis, which often is not available to other financial planners.

Services We Offer

Insurance Planning

Insurance can form an integral part of your financial health. Using a needs-based analysis, we help determine if you have a need for Life and/or Disability insurance to help ensure you meet your long-term goals. We offer independent, unbiased insurance advice, and through our broker services, we have access to most insurance providers in the industry.

This advice is integrated with our financial planning services to ensure that you have asset protection and adequate funding of lifestyle expenditures, accruing income tax liabilities, and other financial obligations. In addition, in certain situations, insurance policies can provide wealth transfer planning opportunities through tax-sheltered growth.

Retirement Planning

Retirement plans are for clients who are curious or concerned about whether they have sufficient financial resources to support their desired retirement lifestyle. Your retirement plan includes a detailed analysis of projected income sources (RSP, RIF, non-registered investments, OAS, CPP, and other income) and projected expenditures. Your retirement plan includes a detailed analysis of the tax implications that your various income sources will have during the accumulation stage and in retirement.

Financial and Estate Planning

Comprehensive financial planning is not just about investments. We incorporate our wealth management strategies to incorporate risk assessment and tax minimization to ensure your retirement and estate planning goals are met. Coordination of outside resources is integral to the success of any comprehensive financial plan. We offer an integrated approach and leverage your relationship with your accounting firm, portfolio managers and lawyer to ensure we utilize their expertise when required. Our written financial plans include a complete analysis of every aspect of your financial situation, including our recommendations and an action plan.

Visit our Wealth Management Resource Library

Portfolio and Investment Fund Manager

Through a referral arrangement, Kendall Sinclair Financial Services offers you direct access to TriCert Investment Counsel’s portfolio management services. Seamlessly working with your Kendall Sinclair Cowper Daigle Houlden LLP Accountant and your Kendall Sinclair Financial Services Financial Planner, your TriCert Investment Counsel’s Portfolio Manager takes a quality sector-based (QSect) approach to tailor an investment management strategy that is specific to your unique circumstances designed to meet your goals and provide peace of mind through volatile markets.

TriCert Investment Counsel is registered as a Portfolio Manager with the Ontario Securities Commission (OSC) in Ontario, its principal regulator, and with each relevant securities administrator in all other jurisdictions across Canada. TriCert Investment Counsel is registered as an Investment Fund Manager in Ontario. Today, TriCert Investment Counsel proudly manages over $3 billion in assets on behalf of thousands of clients.